TOEPP Policy – August 27, 2021

TIRSA Owner’s Extended Protection Policy: This policy affords protections which provide coverage beyond the standard policy to the owner/occupant purchasers of 1-4 family residential dwellings along with:
  • Identity theft protection against fraud, forgery, or impersonation occurring after the closing
  • Protection against violation of zoning laws, subdivision laws and local building ordinances which violations result in the forced removal of the structures or any part of the structures erected on the premises
  • Protection against lack of pedestrian and vehicular access to and from the premises
  • Protection against refusals to perform on a legal contract to purchase the premises because of encroachments from neighboring structures onto the premises
  • Protection against supplemental real estate tax assessments not previously assessed against the premises for any period prior to the policy date because of construction or a change in ownership status or use that occurred before the policy date